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100.007=0.07 million
This means interest of 700 pounds a month.
According to the interest rate you said, pay interest first, 700 interest per month. Repay the principal of 654.38 million yuan at maturity.
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With a loan of 654.38 million yuan, what kind of loan is cheaper in three years?
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It's cheaper to pay by installment with equal principal and interest. But there is pressure every month.
Is the capital utilization rate high when the principal is repaid? The annual interest rate of 8.4% is not high.
You see, repayment by installments and monthly repayment of principal and interest, although the total interest is low, the utilization rate of funds is low.
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For example, a loan with equal principal and interest is 6,543,800+0.4 million for three years. How much is the monthly repayment?
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Although you pay interest of $700 a month, you always have100000.
Don't even think about it ~ 4% installment is not at all ~ hahaha, it's too low, and the bank won't agree
But let me calculate ~ wait a minute
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It is said that the monthly interest rate is 450.
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\ x0 September payment \x092952.40
Isn't it? I didn't get 450 interest on the installment.
The bank benchmark is 4.75%, and 4% can't get the loan ~
Now the loan card is so strict that it cannot be lower than the benchmark interest rate.
What else can I do for you? You can communicate with me at any time. ?
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For example, a loan of 6,543,800 yuan is recommended.
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Do it in stages when you get rich slowly, saving interest ~
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Ok, thank you.
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More 20 _
Second, the list of mobile APP loan quotas,100,000 yuan loans are all here.
Loans have become something that everyone needs to face in their lives. Everyone is most concerned about the loan interest rate, followed by the loan amount. Today, I will summarize the ranking of mobile APP loan quota.
1. ranking of mobile APP loan amount: pleasant loan amount: 1-200,000 loan period: 12-48 months application conditions:1applicant is between 22 and 55 years old. Applicants need to provide personal credit information to check account numbers or bind credit cards. Mobile phone operators need authorization. Rank of mobile APP loan amount: pat loan amount: 1 000-200,000 loan period: 3- 12 months Application conditions: 1, mobile phone number to be certified 2, applicant's age between 20 and 55 years old 3, mobile APP loan amount ranking: Pudong Youth Loan amount:1. The applicant's education is above CET-4. Mobile APP loan amount ranking: China Merchants Bank e loan amount: the maximum loan period is 300,000: 3-24 months. Application conditions: 1. The applicant holds a credit card of China Merchants Bank and the card status is normal; 2. Good credit and no overdue; 3. The comprehensive score is up to standard. V. Rank of mobile APP loan amount: CITIC New Express loan amount: up to 300,000 loan term: 3-36 months Application conditions: 1. There is a CITIC credit card under the applicant's name, and the card status is normal; 2. Good credit and no overdue; 3. The comprehensive score is up to standard.
3.654.38+ Where can I borrow it?
1. Choose a suitable lending institution: Common institutions that can apply for loans include banks, companies and online lending platforms. Relatively speaking, banks have high quotas and low interest rates, but they have strict requirements on users' personal credit information and income;
2. Providing a guarantor or guarantee company: Financial institutions will comprehensively evaluate the repayment ability and credit when granting credit to users, so users may not be able to obtain a large sum of 6,543,800+million at one time. You can provide a guarantor or guarantee company to reduce the risk after loans overdue, and the possibility of successfully obtaining the quota will be higher;
3. Multi-loan: For loans with higher amount, it is very likely that none of the platforms will be approved, and users can apply for more loans, which can meet the demand of 6,543,800 yuan.