Generally speaking, a credit check will be conducted at the meeting.
1. The credit investigation of Dafa Cloud loan depends on who the lender is. If the lender is a bank, it will definitely go to a credit check; if it is another lender, the user needs to ask whether to proceed with a credit check. If not, the user should also repay the loan on time without being overdue. Online loans have their own risk control systems.
2. Once users have a record of not repaying, they may be transferred to the online blacklist system, which will affect the user's future loan business.
1. Obtaining a credit investigation is an important part of CMA CGM loan collection. Regarding the docking of the credit investigation system, CMA CGM said that since the last docking of data in the credit investigation test environment one year ago, the full amount of data has been successfully uploaded to the production environment account, and the credit investigation center has successfully uploaded and completed manual verification. Production. Subsequently, feedback was given to the credit investigation center for sampling and inspection, and CMA CGM had completed the sampling and inspection data and submitted it.
2. In addition to credit investigation docking, CMA CGM also launched some collection channels. In terms of judicial collection, Duffy Cloud Loan has opened more than 300 effective litigation channels, and the litigation covers nearly 30 provinces, cities and autonomous regions in China. In addition, DAFTI Cloud Lending also cooperates with regulatory agencies, courts and public security forces to combat debt evasion.
3. The liquidation of online loan stocks still faces challenges due to serious overdue assets of online loans and excessive sinking of borrowers. It can be seen from the description of the CMA CGM loan that the customs clearance situation is still serious. CMA CGM carries out redemption methods such as debt, real estate and shopping malls. So far, some debt transfer clients are seeing returns. Shopping malls cater to small loan customers for redemption and withdrawal, while real estate caters to large loan customers.
4. CMA CGM said that the platform has been working hard to meet the various needs of lenders, just to help more loan customers export. If most loan customers need or want to know more, they can contact their account manager or call official customer service. All exit channels and customers are voluntary.
5. Dafei Cloud Loan (Beijing) Co., Ltd. was established in Beijing in 2012 and is a member of the China Internet Finance Association. The company's main business is to provide online loan information intermediary services. Its online loan information intermediary service platform Dada Letou has been committed to providing information matching services of capital supply and demand to borrowers and lenders through advanced information technology means and strict risk control systems. CMA CGM (Beijing) Co., Ltd. always abides by laws and develops in compliance with regulations. In March 2018, its CMA CGM investment was successfully linked to bank deposits.
Hope it can help you.