1. Note on full repayment: Borrowers need to go to the Housing Provident Fund Management Center to apply for an appointment with their ID cards. They will make an appointment based on the borrower's requirements and the policy of the bank that opened the provident fund storage card. Borrowers handle the procedures one by one. Generally, the appointment time can be as short as a few days or as long as no more than a month. 1. The borrower calls the hotline of the Provident Fund Management Center to check the remaining balance and make an appointment for early repayment; 2. The repayment applicant fills out the "Housing Provident Fund Management Center Housing Provident Fund Loan Early Repayment Loan Application" or "Housing Provident Fund Management" "Application Form for Early Repayment of Part of the Central Housing Provident Fund Loan", sign and provide the required information; 3. Approval by the entrusted bank; 4. Approval by the Housing Provident Fund Management Center; 5. The applicant goes to the bank to repay the principal and interest of the loan; 6. The applicant will The early repayment form is sent to the Housing Provident Fund Center for filing.
2. Partial repayment Note: The borrower can call the provident fund management center hotline, enter the amount of early repayment, and then go to the center to handle it. 1. The borrower calls the provident fund management hotline, enters the amount you intend to repay in advance according to the voice prompts, and makes an appointment for repayment. 2. The borrower applies for early repayment and fills out the "Housing Provident Fund Management Center Housing Provident Fund Loan Early Repayment Loan Application Form" 》 or "Housing Provident Fund Management Center Housing Provident Fund Loan Early Repayment Partial Loan Application" and sign and provide the required information; 3. The applicant determines the amount of early repayment and the date of early repayment; 4. Approval by the entrusted bank ; 5. Approval from the Housing Provident Fund Management Center; 6. The applicant goes to the bank to repay part of the loan principal; 7. The applicant sends the early repayment form to the Provident Fund Center for filing.
3. Precautions for early repayment of provident fund loan 1. The repayment time of provident fund loan is more than one year; 2. The applicant is not overdue in the current status; 3. If you apply for partial repayment of the loan in advance, the loan will be repaid each time The minimum limit is 10,000 yuan, and shall not be less than 12 months of loan principal and interest, and the loan is limited to one repayment per year; 4. Borrowers who have made normal repayments for more than one year can withdraw part or all of the balance in their housing provident fund account Loan repayment can only be done once a year; 5. There are no handling fees or liquidated damages for early repayment of provident fund.