A: ICBC's cooperative lending institutions have financing e-loans.

Ronge loan is a personal credit loan of ICBC, with high loan amount and low interest rate. The maximum loan amount is 300,000 yuan, and the longest loan can be divided into 96 phases. This kind of loan needs no mortgage and no guarantee. E-loan can be used to buy a car, decorate, buy big consumer goods or travel, but it can't be used to buy a house, invest in wealth management and do business matters that are not in line with state regulations.

What are the risks of individual housing loan cooperative institutions not included?

The risks of individual housing loan cooperative institutions do not include the adjustment of the loan term of the housing provident fund management center. In individual housing loans, the risks of cooperative institutions are mainly the fraud risks of real estate developers and intermediaries, mainly the fake personal loans. The guarantee risk of the guarantee company is mainly manifested in the high guarantee magnification. The risks of other cooperative institutions, in the second-hand housing loan business, often involve a number of social intermediaries, such as housing agencies, evaluation agencies, law firms and so on. , which may lead to risks for social intermediaries.

The cooperative institutions of personal business loans mainly include

The cooperative institutions of personal business loans are mainly guarantee institutions, while commercial housing loans mainly face project risks brought by developers and fraud risks brought by appraisal agencies and real estate agents. Different from commercial housing loans, the cooperative institutions of personal business loans are mainly guarantee institutions.

The requirements for cooperative management of personal loan cooperative institutions and personal loan business have come to an end. I wonder if you have found the information you need?