The national student loan is implemented in the form of one application, one credit granting and installment payment. In other words, students can sign loan contracts with the bank for multiple academic years at one time, but the bank will issue them in different years. The bank should pay the tuition and accommodation loan for one academic year in one lump sum; Banks (or schools) will provide students with living expenses loans every month according to 10. After the student loan application is reviewed by the school and approved by the bank, the school will organize students to fill in, sign loan contracts and IOUs. The school shall promptly notify the parents or legal guardians of the loan student's application or loan information. The bank will handle a debit card or current passbook for each student.

Second, what is the basis for the application for examination and approval of the student-origin credit student loan?

Student loans are issued according to the principle of territorial management.

Third, how is the student source loan issued?

This year, all students' credit student loans will be applied online (website: www.csls.cdb.com.cn), and the online application time will be from July 20th to September 20th. The disbursement of funds is handled by Alipay, no longer through the Postal Savings Bank, and there is no need to open an account in the Postal Savings Bank; The new version of the loan contract text will be adopted, and the loan contract text will be discontinued in the 2009-20 10 school year, and the local county (city, district) student financial assistance management center will be responsible for it. Each borrower can apply for a loan of up to 6,000 yuan per year, and the longest repayment period can reach 14 years. Students' interest during school is paid by the full financial discount, and the interest after graduation is borne by the students and their parents (or other legal guardians).

After completing all the application procedures for student loans, after the application is approved by the provincial financial aid center, the loan will be directly remitted to the student university account through the student Alipay account. Alipay account will notify students by SMS. If there is any surplus after paying tuition fees, it will be used as students' living expenses.

Four, student credit student loans according to the annual application, approval and issuance. In principle, the maximum loan each borrower applies for each year is not more than () yuan, which is mainly used to solve the tuition fees of students during their school days. ...

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