Low. Compared with other small loan companies, the interest rate of Xiaoan Wallet is still relatively low. The monthly interest rate is as low as 1, and the maximum annualized interest rate does not exceed 18. The annualized interest rate of Xiaoan Wallet ranges from about 12 to 18, which is relatively low. Xiaoan Wallet is a formal lending platform. Xiaoan Wallet is an unsecured, purely online consumer credit platform launched by Guangzhou Anyida Internet Small Loan Co., Ltd., focusing on providing instant loan services to individuals and small and micro business owners. Based on mature professional risk control capabilities, we conduct an overall assessment of customer credit.