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Loan discount for epidemic enterprises
In order to effectively prevent and control the epidemic and strive to ensure the normal business order of enterprises, the Shanghai Municipal Bureau of Human Resources and Social Security announced a series of burden reduction policies the day before yesterday.

On this basis, the governments of Jiading, Jing 'an and Yangpu formulated policies to further reduce the burden on enterprises and jointly fight the epidemic. It mainly involves financial support, rent reduction and so on. Details ↓

Jiading district

First, strengthen financial support

1, vigorously promote the integration of industry and finance. Financial institutions are encouraged to issue credit loans to small and medium-sized enterprises in the above-mentioned areas through the platform of integration of industry and finance in the region, and give enterprises a maximum loan discount of 50%, so as to further play the role of the platform of integration of industry and finance.

2. Give discount guarantee subsidies. Give a 5% interest rate subsidy to the loan business of microfinance companies whose interest rate is lower than 10%; Give 1% rate subsidy to the guarantee business of financing guarantee companies whose guarantee rate is less than 2%.

3. Open up a green channel for financing. Coordinate financial institutions to provide a "green channel" for the approval of the above-mentioned small and medium-sized enterprises, give priority to acceptance, and quickly promote the approval of loans. Fully support and promote the above-mentioned SMEs in need to apply for national and municipal financing projects.

Second, reduce the burden on enterprises.

4. Carry out emergency technical support. Encourage the above-mentioned small and medium-sized enterprises to implement technological transformation to improve quality and efficiency. Subsidize the investment and equipment rental expenses of emergency technical transformation projects.

5. Ensure the housing needs of employees. Expand the support and scope of talent rental subsidies, and prefer the above-mentioned small and medium-sized enterprises in the distribution of rental subsidies. The special quota of 65,438+0,000 short-term rental subsidy will be increased. The subsidy standard is 800 yuan/person/month, and the subsidy period is tentatively set at three months, which is used to subsidize the above-mentioned SMEs to attract and retain core teams.

6. Reduce the labor cost of enterprises. For qualified employers who do not lay off staff or reduce staff, 50% of the total unemployment insurance premium actually paid by the employer and its employees in the previous year will be refunded. For those who organize employees (including labor dispatchers working in enterprises) to participate in all kinds of online vocational training during the shutdown period, they will enjoy 95% subsidy according to the actual training expenses. The start and end date of social insurance payment year (including employee medical insurance year) was adjusted from July of that year 1 to June 30th of the following year, and it was postponed for 3 months. If the insured unit fails to pay the social insurance premium within the time limit, it will not charge a late fee after reporting to the social security agency, which will not affect the record of the individual rights and interests of the insured employees, and will pay it back within 3 months after the outbreak is lifted. In view of the college graduates urgently needed by enterprises, we provide services such as public welfare group recruitment and agency recruitment.

7. Rent reduction for small and medium-sized enterprises. For small and medium-sized enterprises and individual industrial and commercial households that lease the assets of state-owned and collective enterprises in this area, the rent of 1 month is temporarily exempted, and the rent of 2 months is charged at half. After the expiration, it will be postponed as appropriate. For renting other business premises, mobilize the owners (landlords) to reduce or exempt rents for tenants.

8. Deferred tax payment and support for charitable donations. Affected by the epidemic, the above-mentioned small and medium-sized enterprises do have special difficulties in paying taxes on time, and the payment is postponed according to law for a maximum of three months. Implement the pre-tax deduction policy for corporate income tax and personal income tax related to charitable donations.

9, encourage enterprises to do a good job in the management of personnel returning to Shanghai. One-time rental subsidy will be given to the above-mentioned small and medium-sized enterprises that arrange their employees to return to Shanghai for 14 days of home medical observation and conduct home isolation by renting houses.

The third is to optimize and improve services.

10. Strengthen the system of linking leaders with enterprises. Through the bureau-town linkage mechanism, we will strengthen the services of district leaders, commissions and town leaders to enterprises, further promote the production of epidemic prevention materials, and coordinate and solve the problems caused by the epidemic situation in enterprises.

1 1, set up enterprise license to handle green channel. Open a green channel for small and medium-sized enterprises that produce and operate epidemic prevention and control materials, start the "tolerance and acceptance" mode, handle emergency filing of first-class medical devices, and guide enterprises to apply to municipal and national departments for registration of second-class and third-class medical devices. For emergency epidemic prevention or major projects in the area, the 24-hour all-weather handling mode will be opened. Incorporate new projects that produce materials needed for epidemic prevention and control into the green channel and speed up the review. The identified key projects for epidemic prevention and control will simultaneously start environmental impact assessment and implement environmental protection measures to ensure that the projects are put into production as soon as possible.

12, providing consulting services related to epidemic situation. Strengthen epidemic prevention and control knowledge consulting services, establish public welfare legal service organizations, and carry out online and offline legal consulting services to protect the legitimate rights and interests of enterprises.

The implementation period of this policy is tentatively set at three months from the date of policy release, and the central and municipal governments will issue relevant support policies and comply with them. Jiading District Economic Commission shall be responsible for the interpretation together with relevant units.

Jing'an District

First, increase support for policy-based secured loans for SMEs.

1. Ensure that the amount of policy-guaranteed loans does not decrease. Strengthen the contact with the municipal guarantee center, and take various measures to increase the financing support for small and medium-sized enterprises in Jing' an District.

2. Continue to "overweight" to reduce financing costs. For those seriously affected by the epidemic, the premium will be fully subsidized in advance, and 10% of the benchmark loan interest rate will be subsidized on the basis of the original loan interest rate subsidy.

Two, small and medium-sized enterprises to reduce part of the rent.

Encourage state-owned enterprises in the region to lease their own properties to small and medium-sized enterprises, and provide at least 1 month rent reduction; Rent reduction and rent-free will be subsidized by the district finance.

Support every street and town to quote it.

The third is to increase industrial support for small and medium-sized enterprises.

In the first quarter, priority will be given to supporting small and medium-sized enterprises that meet the requirements of various industrial policies, further expanding the benefits of policies and alleviating the financial pressure on small and medium-sized enterprises.

yangpu district

1. Encourage and support enterprises and R&D institutions in the region to research and provide technologies and products such as epidemic prevention and control, telecommuting, online education and online medical treatment. To provide support for social application demonstration during epidemic prevention and control, and give relevant special support after confirmation.

2. During the epidemic prevention and control period, if small and medium-sized enterprises in the region have difficulties in repaying loans, encourage financial institutions such as banks in the region to provide green channel services for enterprises, speed up loan extension and adjust repayment plans.

3. During the epidemic prevention and control period, financial institutions in the region will give special discount subsidies for loans used for small and medium-sized enterprises to resume production and operation. Subsidy policy: For the enterprise's single secured loan or performance guarantee insurance loan business that does not exceed RMB 6,543,800,000, the maximum annual guarantee fee or insurance premium rate will be subsidized by 2% if the actual guarantee rate exceeds 654.38+0%. Discount policy: interest subsidy will be given according to 50% of the actual interest rate, and the subsidy of the same enterprise will not exceed 6,543,800 yuan.

4. For small and medium-sized enterprises with demand and potential, the district finance will effectively guarantee funds, speed up the implementation of municipal and district industrial policies, and solve practical difficulties such as enterprise epidemic prevention and control, production and operation.

5. Give full play to the service function of "One Network Office" for the convenience and benefit of enterprises, implement non-meeting in examination and approval, and automatically handle non-intervention, so as to provide convenient and efficient service channels for enterprises to apply for various support policies at all levels during the epidemic prevention and control period.

6. Give two-month rent relief to small and micro enterprises and start-ups that have settled in the Science Park of this district and actually rented office space in the carrier of the Science Park. For renting other business premises, operators are encouraged to reduce or exempt rents for tenants.

7. Give priority to policy support and service guarantee to various carriers such as pioneer parks, technology business incubators, business bases, commercial buildings, etc., which reduce or exempt the rent of small and medium-sized enterprises during the epidemic, as well as various market entities. During the epidemic period, enterprises that have made positive contributions to ensuring supply and stabilizing prices will be given special support upon confirmation.

8. During the epidemic prevention and control period, the talents of innovative and entrepreneurial small and medium-sized enterprises in the area will be given a two-month rent reduction, and other operators will be encouraged to rent houses for all kinds of talents in the area.

9. Strengthen the employment guidance and services for enterprises affected by the epidemic, explain the laws and policies on labor relations during the epidemic prevention and control period, and the relevant departments of the district actively coordinate and solve all kinds of labor disputes caused by the epidemic.

10 Give full play to the positive role of enterprise trade unions and trade union workers, allocate special funds to district medical trade unions, and include novel coronavirus in the category of mutual aid for employees with major diseases.

The implementation period of this policy is tentatively set at three months from the date of policy release. The Yangpu District Development and Reform Commission is responsible for the interpretation of this policy. The central government and the city have issued relevant support policies and followed them.

Information: Regional Information Office

Source: Shanghai release