According to a policy issued by the provincial government, college students, migrant workers and other entrepreneurs who start their first business in Yunnan Province this year can get 50,000 yuan of micro-loans and other support without guarantee. The Yunnan provincial government has issued a policy of "free loans and subsidies" to encourage entrepreneurship, stipulating that entrepreneurs such as college graduates, migrant workers, demobilized soldiers and returned overseas students who started their own businesses in Yunnan for the first time since June 65438+ 10/this year can apply for a micro-loan of up to 50,000 yuan from Yunnan Rural Credit Cooperative. Zhang Yuming, deputy director of the Yunnan Provincial Department of Human Resources and Social Security, said that unlike other types of loans, entrepreneurial micro-loans are uniformly guaranteed by the provincial guarantee fund, and entrepreneurs do not need guarantees. At the same time, for entrepreneurs engaged in low-profit projects (except for construction, entertainment and sales of real estate, housing agency, sauna, massage, Internet cafes and other restricted industries), the financial department will give discount loans within two years. According to reports, starting from the fourth month after the issuance, entrepreneurial micro-loans will be repaid on a monthly basis and the loans will be paid off within two years. Under special circumstances, it can be extended for one year. This short-term repayment method has been proved to have a good effect on improving the success rate of entrepreneurship and reducing the risk of loans. To sum up: there are no special conditions, as long as they are graduates, migrant workers, demobilized soldiers and turtles, they can apply to the county-level rural cooperative credit cooperatives.