I. Commercial loans
1. Matching principal and interest repayment method, monthly mortgage payment of 500,000 yuan 15 is 3,927 yuan.
2. The average repayment method of 15 is 48 19 yuan in the first month, and then it will decrease month by month.
Second, provident fund loans.
1. Equal principal and interest repayment method 500,000 mortgage 15, and the monthly repayment amount is 35 13 yuan.
2. The first item of the 500,000-yuan mortgage in average capital and revolving payment method was 465,438+065,438+03 yuan in 2005, and then it decreased day by day.
I. Basic introduction
Mortgage, also known as house mortgage. Mortgage means that the buyer fills in the mortgage loan application form to the bank and provides legal documents such as ID card, income certificate, house sales contract and guarantee letter. The bank promises to grant loans to the buyer after passing the examination, and handle the registration and notarization of real estate mortgage according to the house sales contract provided by the buyer and the mortgage loan contract concluded between the bank and the buyer. The bank directly transfers the loan funds to the seller's account within the time limit stipulated in the contract. 20165438+the latest survey data of 2003124 October shows that according to the sample data of 10,1-132
Second, the application materials
1. The borrower's valid ID card and household registration book.
2. Proof of marital status. Unmarried people need to provide proof of unmarried, and divorced people need to issue a court civil mediation or divorce certificate (indicating that they have not remarried after divorce).
3. If you are married, you need to provide your spouse's valid ID card, household registration book and marriage certificate.
4. The borrower's income certificate (salary income certificate or tax payment certificate for half a year).
5. Real estate license.
6. Guarantor (ID card, household registration book, marriage certificate, etc. Is required).