You can apply for early repayment.

Two ways to apply for early repayment:

Pay one month's interest as liquidated damages;

Calculate liquidated damages as a thousand percent of the balance.

Repayment steps;

The borrower must calculate how much principal and interest he has repaid;

Calculate the unpaid principal and interest of the loan;

Liquidated damages can be calculated by multiplying the remaining loan principal and interest by the penalty rate.

Notes on car loans:

Loan targets: natural persons aged 18 years (inclusive) to 60 years old (inclusive), with full capacity for civil conduct;

Loan amount: If the vehicle purchased is for personal use, the loan amount shall not exceed 80% of the purchased car price; if the purchased vehicle is a commercial vehicle, the loan amount shall not exceed 70% of the purchased car price, of which commercial vehicles The truck loan amount shall not exceed 60% of the purchased vehicle price;

Loan period: The vehicle purchased is for personal use, and the maximum loan period shall not exceed 5 years; the vehicle purchased shall be a commercial vehicle, and the loan period shall not exceed 5 years. More than 3 years;

Loan interest rate: in accordance with the loan interest rate regulations of China Construction Bank;

Repayment method: If the loan period is within one year, you can repay the interest on a monthly basis at will This law, the equal principal and interest repayment method, the equal principal repayment method, the one-time principal and interest repayment method, etc.; if the loan term is more than one year, the equal principal and interest, equal principal repayment method can be adopted. The specific repayment method shall be negotiated between the handling bank and the borrower and agreed upon in the loan contract