About 70% of the appraised value of the house can be loaned, and about 80% of the appraised value can be loaned if there is a company under the name of the owner.

If the house is approved for office, commercial and residential purposes. , can only be about 50-60% of the assessed value of the house.

The longest loan period for new house loans is not more than 30 years, and that for second-hand houses is not more than 20 years.

Real estate mortgage loan refers to the RMB loan in which the borrower mortgages the purchased commercial house, and the loan bank provides the borrower with a package of financial services to meet his various needs such as house purchase, parking space, large durable consumer goods, automobiles and house decoration.

You can contact the bank, and the bank will send an appraiser to evaluate it. Hope to adopt, thank you!