Personal housing loan application materials: my ID card, bank card, proof of marital status, personal credit report, guarantee method and contract approved by the loan bank, commercial housing sales (pre-sale) contract or letter of intent to purchase, bank flow in the last six months, financial certificate (if any), etc.
Personal consumption loan application materials: my ID card, bank card, bank flow in the last six months, personal credit report, etc.
Application materials for personal study abroad loan: my ID card, bank card, admission notice issued by overseas colleges and universities recognized by the Ministry of Education of China, bank flow in the past six months, responsibility letter of the same borrower, etc.
Personal business loan application materials: my ID card, bank card, personal business license, partnership business license, sole proprietorship business license, business process, tax bill, valid loan guarantee recognized by the loan bank, etc.
Borrowers can go to the relevant banks to consult about the specific matters of handling personal loans, and handle personal loans in accordance with bank regulations.