Sailing loans can be transferred to friends. According to the relevant information, you can transfer money after the loan, and your friend can have a bank account. The loan funds of Qi Hang Loan shall be paid by the borrower and deposited into your personal debit card account. After the loan is issued, the system controls the deposit of funds, that is, the loan funds cannot be transferred to the loan funds, nor can they be transferred to the bank accounts in China or the accounts with the same name of non-China banks.