(1) The investigation content should be specific and informative. As mentioned above, the content of the investigation is to provide a basis for the conclusion of whether or not to lend money. Therefore, it should be specific and informative written materials. Not only should the relevant contents of the loan application be omitted, but also the basis for its establishment should be clarified. If the contents of the investigation are detailed and clear, the conclusion of the investigation will certainly have sufficient theoretical basis. Otherwise, it will greatly weaken the authenticity and reliability of the investigation content and make the investigation conclusion weak. The following paragraph makes this mistake. "... according to the appraisal of relevant experts, the product has good performance, and the current market demand exceeds supply. If it is developed for exclusive production, it will definitely enter the international market and obtain objective economic benefits. Although this passage illustrates the results of the investigation, it is very general and lacks reliable basis. First of all, the situation of the appraisal, such as holding an expert appraisal meeting or reporting to the relevant departments for appraisal and approval, who the appraiser is and what his professional title is, has not been explained. Secondly, just saying "good product performance" is also empty. It will be more convincing if we can specify the test results of this new product or compare it with other similar products. Thirdly, the "goods that are currently in short supply in the market" should also indicate the source basis of identification, such as what consumption information, economic reference information or someone's investigation of market demand. Because these important details are not explained in detail, people will feel unbelievable about the feasibility of developing this product after reading it.

(2) The analysis should be objective and sufficient. Because the pre-loan investigation report is submitted to the relevant business departments or superior leaders for approval, it is not enough to list only the basic information of the investigation in the investigation content. On this basis, it is necessary to objectively analyze whether loans can be issued or not, so as to show the correctness, subordination, reliability and authenticity of the analysis. Only in this way can the conclusion be tenable and recognized by the examination and approval department. This factory specializes in producing sacks, linen and hemp rope. 198 1 year plans to produce 35 sacks, 3.38 million meters of flax and 200,000 kilograms of twine, equivalent to an output value of 9.046 million yuan, an increase of 10% compared with the plan issued by the Ministry of Textile. According to this plan, 4200 tons of raw materials are needed. Basic road test of raw materials in this line: 198 1 2875 tons is planned to be allocated, and the balance at the end of the year is expected to be 1 840 tons, and another 1 050 tons of imported flax will arrive. 198 1, the raw material flax * * is 5765 tons. On the premise of ensuring the early production, it did not hinder the production preparation in the coming year. ……"

In this part of the investigation, the author first analyzed the data by the method of data demonstration, and compared the planned requirements of the loan applicant with the actual implementation, indicating that the raw materials have been fully prepared, and also talked about the difficulties brought by the factory demolition to complete the production task, and naturally came to the conclusion that "the total consumption of raw materials and hemp is expected to be lower than the planned consumption next year". Then, based on the current situation, I said, "If we import 3,000 tons of raw cannabis according to the current situation ..." If the roll call reserve is too large, the backlog of funds may bring serious consequences. Because the above analysis is based on objective and convincing, the conclusion that "banks can't provide loan support" in this paper will be more reasonable and easily accepted.

(3) Clear views and plain language. The conclusion is the concrete view of the loan officer on the basis of the investigation content, and it is also the reference for the approval of relevant business departments and leaders. When writing, you should be straightforward and clear-cut, and you should not be ambiguous, let alone avoid reality and contradictions, so that the conclusion becomes blank. Because it belongs to the uplink document, it emphasizes peace, relevance and truth in language, and avoids fierce wording and blunt language.

(4) state the conclusion. This content mainly provides specific opinions on whether to lend, lend more or not on the basis of investigation, which is convenient for relevant business departments or superior leaders to examine and approve.