I. SMS or email reminder

At the early stage of overdue, because the overdue time is not long, the bank will not make too many collections. Usually banks only take the form of reminders, such as text messages or emails, to remind borrowers to repay as soon as possible.

2. Telephone collection

If the borrower's overdue time has exceeded the time stipulated by the bank, then there will be a manual customer service phone to inform the borrower of the current overdue status and situation, and demand to pay off the arrears as soon as possible. Bian Xiao told everyone that if there is already a phone call, you should repay it as soon as possible to avoid more serious consequences. If it is really difficult to repay, you can also try to negotiate with customer service and show a good willingness to repay.

Three. contacts

If the bank can't call the borrower, it will call the emergency contact number filled in when the loan is made. If the family members are not harassed by the phone, try to keep the phone open and actively negotiate with the bank.