Please read the following application conditions and procedures carefully and go to the bank for processing.

First, the military interest-free loan application conditions:

1. Original and photocopy of valid military officer's card;

2. Handle the recommendation form for entrepreneurship guidance issued by financial institutions;

3. The applicant's business projects can continue to operate;

4. The applicant has considerable start-up capital;

5. Have the original and photocopy of industrial and commercial business license and tax registration certificate (partnership agreement and photocopy of partner's ID card are also required for partnership operation).

Second, the military interest-free loans processing flow

1. Preparation materials: just prepare according to the above application materials.

2. Apply for a loan: bring the above documents and apply to the bank.

3. Bank audit: The bank will comprehensively evaluate the applicant's credit information, work and income to determine whether the applicant meets the bank's access system.

4. Loan: The bank gives soldiers interest-free loans.

5. Repayment on time: The borrower must repay the loan on time, otherwise it will be liable for breach of contract.

Extended data:

Interest-free loans for servicemen are a preferential policy for servicemen in China. If you are a veteran, you can apply for a veteran's business loan and enjoy a certain degree of national interest subsidy.

Interest-free loan is a form of credit activity in which banks or other financial institutions lend monetary funds at a certain interest rate and must return them, in which the interest rate is provided free of charge by banks or paid by the government or corresponding institutions according to agreed conditions.

Small secured loans have a clear division of labor, and the labor department accepts the application, then the guarantee institution confirms the guarantee, and finally the bank applies for the loan.

"If entrepreneurs want to apply, they can consult the local labor department. At present, individuals pay interest first, then financial subsidies, or financial interest subsidies in advance. The relevant plan has not yet been determined, but the financial interest subsidies are affirmative. "

Interest-free loan Baidu Encyclopedia

Preferential loan policy for veterans

Some preferential conditions for veterans' loans are as follows:

1, has a local account where the loan bank is located, and has not been resettled.

2. Have the will to start your own business.

Veterans who meet these two conditions can enjoy the government's policy of applying for loans and interest subsidies if they want to start micro-enterprises.

However, during the loan process, veterans must bring their discharge certificates, enterprise information checklists of retired soldiers, personal ID cards and household registration books to the local government for confirmation. If the government confirms that it meets the requirements, it may apply to the local township government and the industrial and commercial department. After the application is successful, you only need to bring relevant materials to the bank to apply for a loan.

Legal basis: Article 23 of the Regulations on Resettlement of Retired Soldiers.

Retired soldiers engaged in self-employment shall be given tax incentives and small secured loans in accordance with state regulations, and financial interest subsidies shall be given to those engaged in low-profit projects. Except for industries restricted by the state, administrative fees for management, registration and license shall be exempted within 3 years from the date of first registration with the administrative department for industry and commerce.

Are there any preferential policies for veterans' bank loans?

Veterans can get loans. Veterans can choose mortgages like ordinary people, if they have assets such as real estate or car production. If you don't have the corresponding assets, you can choose a credit loan.

Veterans can get loans. Not only that, veterans can also apply for small secured loans. This is also a preferential policy for the state to help veterans. Veterans who apply for small secured loans can enjoy full government preferential treatment for three years.

In other words, in these three years, veterans do not have to worry about paying interest, and the state fully subsidizes them. As long as the loan principal is paid off within the loan period. It should be noted that the amount of small secured loans that veterans can apply for generally does not exceed 50,000 yuan.

20 17 overview of the veterans' bank loan policy;

1. According to the provisions of the Notice of the People's Bank of China, the Ministry of Finance and the Ministry of Labor and Social Security on Perfecting the Policy of Small Guaranteed Loans: "Laid-off and unemployed people with re-employment concession cards and retired soldiers in cities and towns with valid certificates of discharge from active service can apply for small secured loans from banks according to regulations.

2. The specific arrangements of the veterans loan policy are somewhat different. Specifically, veterans should start businesses, qualified commercial banks should give priority to providing credit support to veterans, and veterans can enjoy tax incentives. In addition, veterans engaged in low-profit projects are given financial interest subsidies and enjoy interest-free loans at the highest.

3, for self-employed urban veterans, there are the following policies:

(1) It is free to apply for business licenses and other documents;

(2) Free of industrial and commercial fees and taxes within 3 years;

(3) provide 50,000 yuan, interest-free for 2 years;

(4) For those who have won the third class, the county rewards 1 10,000 yuan to support entrepreneurship, 2000 yuan for those who have won the second class and 3000 yuan for those who have won the first class;

(5) Engaged in construction, entertainment, advertising and other industries do not enjoy preferential policies.

(6) Rural retired soldiers will not enjoy the above preferential policies for the time being.

4, veterans can enjoy preferential policies for entrepreneurship, can go to the local civil affairs departments or offices for consultation.

Entrepreneurial preferential policies are mainly reflected in two aspects: first, preferential loans for entrepreneurship; The second is tax incentives. In addition to the government's preferential policies, you can also apply for a small credit loan from the bank, but this requires the applicant to have a stable income, a good credit record and a good bank flow.