Hello, first pay the down payment, sign the house purchase contract, and then take the contract to the bank to apply for a loan. If approved, the loan will usually be released in about 15 days after the loan letter is issued.

Hot loan application materials

1. Identity document;

2. Proof of marital status;

3. Proof of repayment ability, income Proof;

4. Documents proving that the down payment for the house has been paid;

5. A legally binding commercial housing sales contract signed with the real estate developer;

6. If there is *** the same borrower or *** authorized person, *** the same borrower or *** authorized person must provide relevant identity documents and a commitment to agree to the mortgage. If there is *** the same borrower You also need to provide documents proving your repayment ability;

7. Other information required by the bank.

The above answers are provided by Ronglian Weiye, please refer to them.