Amazon's e-commerce loan is reliable, and one of the biggest benefits of this application is to simplify the application process. It's far less complicated than getting a loan to buy a car or a house, because you don't need to provide bank statements, balance sheets, tax returns and all the documents you usually need. Instead, Amazon will evaluate you based on your sales and history. You don't need to prepare any cases or documents. As mentioned above, your prequalification will appear in your seller center account, and Amazon will do all the work. It is easier to get a loan through Amazon than through other channels, because you don't need to prepare documents to prove that you are ready to accept the loan. So, if you are not eligible for other loans, Amazon loans can help you.