Mainly the difference in interest rates, as well as the difference in the number of years, the bank loan review is stricter, the interest rate is lower, and the loan period is longer; The review of secured loans is more relaxed, the interest rate is higher than that of banks, generally more than twice, and the lending time is shorter than that of banks.

Second, what is a financial guarantee loan?

Financial guarantee refers to an economic behavior that financial institutions provide to users of lent funds when lending loans from foreign governments or international economic organizations approved by the State Council, and guarantee them to repay their debts or fulfill other obligations with financial credit. It is also a legal means to ensure the realization of creditor's rights.

The subject of financial guarantee generally includes financial institutions).

Three, what is a financial guarantee loan?

Financial guarantee refers to an economic behavior that financial institutions provide to users of lent funds when lending loans from foreign governments or international economic organizations approved by the State Council, and guarantee them to repay their debts or fulfill other obligations with financial credit. It is also a legal means to ensure the realization of creditor's rights.

The main body of financial guarantee generally includes financial institutions and loan users (generally enterprises).

4. What is a financial guarantee?

Financial guarantee refers to an economic behavior that financial institutions provide to users of lent funds when lending loans from foreign governments or international economic organizations approved by the State Council, and guarantee them to repay their debts or fulfill other obligations with financial credit. It is also a legal means to ensure the realization of creditor's rights.