If you can't operate on mobile banking, you can go to the bank that handled the loan at that time, and then ask the staff to help users operate in the system, or the bank will process the batch data later, but you can't choose independently.

On April 20, 2020, the People's Bank of China authorized the National Interbank Funding Center to announce that the loan market quoted interest rate (LPR) on April 20, 2020 was: 1 year LPR was 3.85%, down 20 basis points from the previous period, the largest rate cut since the LPR reform in August last year; The five-year LPR was 4.65%, down 10 basis point from the previous period.

Extended data:

LPR reform is an important step in the process of interest rate marketization. The reform was launched in August 20 19. One year later, the most obvious changes are as follows:

The interest rate of 1.LPR continued to decline, reflecting the interest rate expectation of the market.

2. By the end of August 2020 (the deadline for the conversion of the pricing benchmark of floating rate loans), the conversion rate has exceeded 92%.

Three. The interest rates of most new loans issued by financial institutions are based on LPR. Under the LPR pricing mechanism, the loan interest rate continues to fall. Coupled with the state's support policies for small and medium-sized enterprises and various preferential policies for financial support to the real economy in the context of the epidemic, the corporate loan interest rate has a downward trend as a whole.