What is the difference between small and micro enterprise loans under financial debt and small and micro enterprise loans? Under what conditions can I apply for small and micro enterprise loans under financial debt? There is a very essential difference between financial bonds of small and medium-sized enterprises and small and micro loans.

The former lender is a fund company and the latter is the bank itself.

The former banks are concentrated in the investment banking department, while the latter are concentrated in the credit department.

The former is that fund companies distribute wealth management (fund products) to the society through banks and then distribute them to a group of small and medium-sized enterprises to earn spreads. The latter is that banks collect social deposits from the society and then distribute them to small and medium-sized enterprises to earn spreads.