As far as I know, Jin Ying's stage performance is not very reliable. This is just a friction on the edge of the law. This loan software, formerly known as Lending King, belongs to a pure online personal credit product operated by Hangzhou Win Win Information Technology Co., Ltd., which is open to individuals. Just listening to the name is very domineering. Actually, it's true. Every time I urge a client, I am overbearing. Because of violent collection and high interest rate, the software has been removed. Jinying installment is actually the borrower's new vest, which cannot be downloaded in the application market and can only be shared through browsers or other means.

Matters needing attention in Jinying installment loan:

1, jinying staging and kidney beans are actually vests. When applying, you need to check the credit information of hundreds of banks, and some loans are creditworthy.

2. Generally, after submission, the whole process should also be approved by the system. If there is no telephone call back, it can be received on the day of withdrawal after approval.

This kind of loan product is prone to violence when borrowing, so it must be carefully considered when borrowing, so as not to affect personal life.

Second, what are the risks of online lending?

1, resulting in bad credit: some online loans will be collected, overdue or maliciously unpaid. This bad record of online loans will exist in the personal credit report for 5 years, so it will have an adverse impact on future applications for credit cards, mortgages and car loans.

2. Personal information disclosure: You need to fill in personal basic information when applying for online loans. Formal online lending will protect users' privacy, but some illegal online lending may disclose users' information to other lending institutions.

3. Increase personal liabilities: the interest on online loans is very high. If you apply for multiple online loans, the long-term repayment pressure will be very great. If these online loans are overdue and you have to charge a penalty interest, the debt ratio will be higher.

Personal opinion: I have seen many cases, because the loan was cheated or destroyed, I originally wanted to improve my life through the loan, and finally I was unable to repay it, which led to the rolling interest. Most of these people choose micro-loan software, but they have to pay back 10000 after borrowing 5000, so they will die if they have never been there. Don't go to all kinds of unknown software for bandwidth.