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What does the loan coefficient mean?
1. What does the loan coefficient mean?

The loan coefficient is also commonly known as the ten thousand yuan coefficient. For example, the coefficient is 336, which means that the loan is 65,438+ten thousand yuan and the monthly repayment is 336 yuan. After accounting, the monthly interest rate is 0.58 and the annualized interest rate is close to 15%!

2. What does it mean to have a (loan) after 20.4510.36 cash withdrawal?

forehead

Third, is the speed of electric vehicles the same in urban areas and suburbs?

The speed of electric vehicles is different in urban and suburban areas.

1. In order to reduce carbon emissions, the state encourages the development of electric vehicles. Comprehensive cruising range is an important index of electric vehicle performance. At present, the domestic standard for testing the comprehensive cruising range is: after the electric vehicle is fully charged, repeat the following cycle, and the actual mileage after the electric energy is exhausted is the comprehensive cruising range. One cycle: it consists of four urban working conditions and 1 suburban working conditions. Urban working conditions are simulated urban low speed, with average speed 1 urban working conditions 18 km/h and driving time of 200 s; The simulated traffic in suburban working conditions is smooth, with an average speed of 64.8km/h and driving time of 400s per 1 suburban working conditions.

An electric vehicle in China has four identical tires with an empty weight of 2400kg. When the ground is level, the contact area between each tire and the ground is 0.06m2, and the battery energy of the liquid-cooled constant-temperature battery pack is 70kW after it is fully charged. h .

In a certain test, the average traction of an electric vehicle is 480N when driving in the urban area, 600N when driving in the suburbs, and the measured comprehensive cruising range is 336km. G is 10N/kg. Q:

( 1)

Tire pressure on the ground at no load.

(2)

This test has completed the 1 urban working condition and completed the work of electric vehicle traction.

(3)

In this test, how much kW does the electric vehicle consume on average after completing a set of cycles? H's electric energy.

What does the loan coefficient of 336 mean?

That is, 336 interest is charged per month 1 10,000 yuan.

The loan coefficient of ten thousand yuan is 336.

The monthly repayment amount is 68,000 = 68,000///10000336 = 2284.8 yuan.

The loan term is 36 installments.

The loan amount is 68,000 yuan.

The annual interest rate is 12.80478%.

This annual interest rate does not exceed 24%, let alone 36%.

The monthly repayment is 2284.8 yuan.

The total interest is 14252.8 yuan.

The total repayment amount is 82,252.8 yuan.