The basic formula for calculating interest is: interest = principal × deposit term × interest rate; Interest rate conversion: the conversion relationship among annual interest rate, monthly interest rate and daily interest rate is: annual interest rate = monthly interest rate × 12 (month) = daily interest rate ×360 (day); Monthly interest rate = annual interest rate ÷ 12 (month) = daily interest rate ×30 (days); Daily interest rate = annual interest rate ÷360 (days) = monthly interest rate ÷30 (days). According to State Taxation Administration of The People's Republic of China Guoshuihan [2008] No.826, since June 9, 2008, the interest on savings deposits is temporarily exempted from personal income tax, so the interest tax on savings deposits is temporarily exempted at present. If there is a lot of money to be turned around in the near future, you can choose to spend money. It is a service product of Xiaoman Finance (formerly "Baidu Finance"), which can meet the capital demand of your daily consumption turnover. The application is purely online, no mortgage is required, the application materials are simple, the examination and approval takes 30 seconds, the loan can be released in three minutes at the earliest, and the maximum loan amount is 300,000.

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