Because after the mortgage payment, the credit will not be checked again, and the later loan can be carried out completely, but it should be noted that you should never apply for any credit before the mortgage is approved, otherwise you may be refused the mortgage.

In any of the following circumstances, you may apply for withdrawal of the storage balance in the housing provident fund account:

1, purchase, construction, renovation and overhaul of owner-occupied housing.

2. Retired.

3. Those who go abroad to settle down.

4. Repay the principal and interest of the loan for owner-occupied housing.

5, the rent has exceeded the prescribed proportion of family wage income and pay public rental housing rent.

6. Workers enjoy the minimum living guarantee in the city, partially or completely lose their ability to work, their families suffer from major diseases, their children receive higher education, and encounter other emergencies, resulting in serious difficulties in family life.

7. Pay the down payment for the purchase of affordable housing and price-limited housing.

8 other circumstances stipulated by the Municipal Housing Provident Fund Management Committee.

Note: the first withdrawal amount cannot exceed your loan amount.