Why does everyone have money and can buy a car? How to calculate this account?
According to the stage of the vehicle, there is no discount. It is not cost-effective to buy a car with a loan. Assume that the bare car price of the vehicle is around 64,900, with 36 phases and 36. 30% down payment, then down payment+total commercial insurance of 30,782 yuan, loan interest of 4.75%, and monthly expenses of 1.356 yuan. The price of the vehicle is more than 3386 yuan, but other than that, the money spent, insurance premium and maintenance are all in the store. In fact, there are more than 20,000 fragments. Excluding these factors, there is no other cost in this respect. It's not cost-effective to pay by installment.
Many people have money to buy a car for several reasons. On the one hand, they need original funds every month, and mortgage loans can bring some funds, which is the smallest relative to the total interest. In the second aspect, there is a lot of money and dealers and banks, even interest rates, and it is half a dollar, so you can refer to their beloved cars. So in this respect, it is normal to buy a car loan. After all, some benefits and benefits are not available.
Generally speaking, rich people who want to buy a car are also determined according to their needs. Even if they have enough money, they will not put it in one basket, because it is reasonable to borrow money without interest, and then it is reasonable to own it. From the perspective of investment and financial management, it is more cost-effective and reasonable than all cars.