The interest rate of Xi's first home loan is 5.75%.
In 2022, the interest rate of the first home loan of prime Bank in Xi 'an was between 5.75% and 5.87%, and the interest rate of the second home loan was between 5.9% and 6.15%.
Two. 20 18 mortgage interest rate list
20 18 latest mortgage benchmark interest rate
20 18 1, the average interest rate of the first home loan in China is 5.43%, which is equivalent to the benchmark interest rate 1.93%. Compared with last year, the average interest rate of the first home loan in June 65438+ 10 was 4.46%, up by 2 1.75%.
In June 20 18, the top ten cities in China were Xiamen 4.96%, Shanghai 5.04%, Kunming 5. 12%, Dalian 5.2%, Beijing 5.33% and Xi' an 5.35%.
The average interest rate of the first home loan in first-tier cities is in the range of [5.04%, 5.44%]. The first average interest rate in first-tier cities is lower than that in second-tier cities.
Three. 2065438+mortgage interest rate in September 2008
Which bank did you borrow money from? Industrial Bank must borrow for three years before it can repay in advance. Moreover, Industrial Bank must borrow at least 500,000 yuan, and if it is less, it will not lend.
Other banks can repay the loan in advance if they want to borrow 1 year. (For example, traffic ...)
It also depends on what kind of loan you have. Commercial loan, the loan is RMB 350,000,65438+2009, and the monthly payment is RMB 2222 at a 30% discount rate. 20% off monthly payment of 2333 yuan
There is no discount for provident fund. Your loan is 65438+2 170 yuan's monthly repayment in 2009.
If you repay the loan in advance, you can make an appointment with the bank in advance. Every bank has a different time to make an appointment in advance. You can ask yourself according to the bank you borrowed.
4.20 18 Xi What is the mortgage interest rate?
Calculate how much it will cost to decorate your home. What is the interest rate of 20 18 Xi mortgage? What are Xi 'an's purchase restriction policies? Let's take a look! What is the interest rate of 20 18 Xi mortgage? 1. The benchmark interest rate for purchasing the first housing loan with provident fund loans for five years or less is 2.75%, the benchmark interest rate for loans for more than five years is 3.25%, the loan ceiling is 700,000, the down payment ratio for loans below 144 square meters is 20%, and the down payment ratio for loans above 144 square meters is 30%; 2. Use provident fund loans to buy two houses. The benchmark interest rate of loans for less than five years is 3.03%, and that of loans for more than five years is 3.58%. When the loan for the first suite is settled, the down payment for the second suite with an area less than 90 square meters is 20%, the down payment for 90- 144 square meters is 30%, and the down payment for 144 square meters is 50%. What are the 20 18 Xi security purchase restriction policies? 1. Restricted purchase area The restricted purchase area of Xi City includes administrative area and development planning area. The administrative areas include Xincheng District, beilin district, Lianhu District, Yanta District, weiyang district, Baqiao District and Chang 'an District; The development planning area includes High-tech Zone, Economic Development Zone, Qujiang New District, _ Ba Ecological Zone, Aerospace Base, International Port Area, Fengdong New City, etc. 2. The purchase restriction target is Xi 'an local household registration households with two or more houses; Purchase restrictions will be imposed on households with foreign household registration who already own 1 set or more houses in Xi urban area, including new commercial housing and second-hand housing. 3. House purchase restrictions Xi 'an local household registration households must provide proof of paying social security or personal income tax for more than two years, and the payment method is invalid. The down payment ratio of the first loan to buy a house shall not be less than 30%, the down payment ratio of the second loan to buy two houses shall not be less than 40%, the loan to buy non-ordinary houses shall not be less than 50%, and the loan shall not be issued to buy three or more houses. 4. It takes more than five years for the shops with limited sales to be listed and traded, and the filing time of the online signing of the sales contract shall prevail. Those under five years shall not be listed and traded. Bian Xiao concluded: The above is about 20 18 Xi mortgage interest rate and Xi 'an purchase restriction policy. I hope it will help everyone. Enter the area and get the decoration quotation for free.