1. As long as the developer gets the pre-sale certificate, he can sell it to the outside world. Generally, you can only get the pre-sale permit when the stairs are at least half built, but now it seems that the requirements in this regard have been relaxed, subject to local regulations.

2. The authenticated user logs in to the personal homepage and clicks on the loan progress query under My Loan; Select query type: customer, select certificate type, enter certificate number and customer name, and click Query; This page displays customer application information and the current application progress of customer loans under the current progress column. Put the mouse on the current progress bar of a loan, and you can see the loan progress display bar of the loan. Users can modify the loan application.