As a professional, housing provident fund is one of the most important guarantees. Many people have such troubles when buying a house. The housing price of the work unit is too high to bear, and I want to buy real estate in other cities, but I can't afford the housing provident fund loan with my work unit.
Now, in view of this situation, Shanghai has opened up a pilot project to enable Shanghai to pay the provident fund and support the repayment of housing loans in Wujiang and Jiashan.
The emergence of such a pilot project is very exciting news for friends from Wujiang, Jiashan and working in Shanghai.
This means that they can get the following two benefits from the pilot:
Provident funds have a wider range of uses. The current use of housing provident fund is clear, and the provident fund can only be used for local loans to buy houses. If you want to use the housing provident fund in other places, you need to withdraw the provident fund before you can repay the housing loan.
Although both of them can make the provident fund convenient for us in the end, they are still very different in essence.
Compared with commercial loans, the interest rate of using provident fund loans is lower and the repayment process is simpler Many times the place of use and the place of payment are not in the same place, which brings a lot of inconvenience to people.
Shanghai's pilot opening up has expanded the scope of use of provident fund, and many people can enjoy this superior system accordingly.
Solved the trouble that the workplace and housing are not in the same place. Migrant workers often hear such a sentence. Hometown can't hold the body, and other places can't satisfy the soul. ? . The wages in big cities certainly make us happy, but the corresponding consumption and housing prices also make us stunned.
If you can pay the provident fund in a big city and buy a house in your hometown, I think this is very exciting news for migrant workers.
Many migrant workers will choose to use their housing provident fund to buy real estate in their hometown, and then use housing provident fund loans.
The pilot opening of housing provident fund shows that the scope of our housing provident fund is also expanding a little bit.
I think in the near future, the scope of housing provident fund will be further expanded, and by that time, housing provident fund will be promising.