Short-term loan: the adjusted interest rate is 4.35 within one year (including one year). Medium and long-term loans: the adjusted interest rate is 4.75 for one to five years (including five years) and 4.90 for more than five years. Personal housing provident fund loan: the adjusted interest rate is 2.75 for less than five years (including five years) and 3.25 for more than five years.

Loans refer to the monetary funds provided by state commercial banks and other financial institutions to borrowers to repay the principal and interest at the agreed interest rate and time limit. In accounting treatment, the loan of an enterprise can be accounted for by "short-term loan" or "long-term loan" according to the length of the loan period, and then the loan interest can be accounted for by "interest payable".

Qihe Construction Bank takes deposit, loan, settlement and savings as its main business, takes the business philosophy of * * * *, and serves customers with brand-new management mode and thoughtful service.