Online loans have frozen the user’s credit report. Users can go to the WeChat Security Center to unfreeze the account. Generally speaking, the freezing of a user's WeChat account has nothing to do with online loans. The freezing is caused by other reasons. If an online loan is overdue, you must pay off the overdue balance as soon as possible. If WeChat is frozen, you need to go to the security center to unfreeze it.

Therefore, even if the user pays off the overdue balance of the online loan, WeChat will not simultaneously lift the freeze, and these two issues must be resolved separately.