1. The loan platform is not connected to the credit information system.
The borrower borrows from a loan platform that is not connected to the credit information system, so the loan platform will not submit the borrower's loan information to the central bank's credit information system, so the credit information system will definitely not display the borrower's loan record.
It should be noted that the loan platform without access to the credit information system will have certain risks. It is best for borrowers to know whether the platform is qualified for lending before borrowing, otherwise they will be in trouble when they encounter routine loans, and they will be easily cheated of money and information.
Please check the credit information before updating the credit information report.
If the borrower borrows from the loan platform connected to the credit information system, but the credit information does not show the loan record, it is likely that the credit information report has not been updated. The update rule of the second-generation credit report is that the credit report will only be updated after the loan record of T+ 1 day is reported by the system.