The equivalent principal and interest of commercial loans is about 27,365,438+0.78 yuan per month, the equivalent principal and interest of average capital is about 3,260.42 yuan per month, and the benchmark interest rate is 5.65%.

The equal principal and interest of provident fund loans is about 25,065,438+0.53 yuan per month, with an average of 2,864.58 yuan per month, and the benchmark interest rate is 3.75%.

Portfolio loan depends on how much business and provident fund each account for. But I don't know if I can combine loans elsewhere. Shanghai is ok.