According to the relevant provisions of the People's Bank of China, the relevant provisions of the central bank on loan interest rates for small and micro enterprises are hereby notified as follows:

1, loan interest rate pricing should follow the principle of marketization, and be determined according to factors such as market supply and demand and risk assessment.

2. Banks should conduct risk assessment according to the credit status, operating status and financial status of small and micro enterprises, and reasonably determine the loan interest rate level.

3. The upper limit of the loan interest rate for small and micro enterprises stipulated by the central bank is 0.5 times of the benchmark interest rate of 65438+, and the lower limit is 70% of the benchmark interest rate. The specific interest rate level should be determined according to the actual situation.

4. When implementing the loan interest rate for small and micro enterprises, banks should publicize the interest rate level to ensure transparency and fairness.