I. Credit card processing of China Everbright Bank
To apply for the credit card of China Everbright Bank, you need to be 18 years old (inclusive) to 65 years old, have full capacity for civil conduct, have a stable and legal income source, and have a good personal credit record before you can apply.
The cardholder of the main card can apply for the supplementary card of the card for eligible children or parents, and the applicant for the supplementary card must be at least 12 years old;
Two. China Everbright Bank Credit Card Processing Information
1. Identity certificate: valid identity certificate or military officer's card is required, and foreigners, Hong Kong, Macao and Taiwan people need to provide foreigner's residence permit.
2. Work certificate: the original work certificate issued by the unit is stamped with the official seal of the unit, the seal of the human resources department or the financial seal.
3. Financial certificates: income tax withholding certificate, self-owned property certificate, self-owned vehicle certificate and bank time deposit certificate, etc.
The above are the basic conditions for China Everbright Bank to handle credit cards. Everyone knows that China Everbright Bank has also increased the handling of high-value credit cards. If you want to apply for a high credit card, the conditions you need to "follow" are not so simple.
1. An enterprise with a registered capital of more than RMB 5 million (1) meets the basic conditions for a natural person to apply for a credit card. 2 can be proved to be an enterprise legal person and a major shareholder with a registered capital of more than 5 million yuan. )
2. Customers with personal housing loans of 300,000 yuan or more in China Everbright Bank and customers with personal businesses such as savings, wealth management and national debt totaling 200,000 yuan or more who have opened any account for more than 3 months.
3. Non-operating passenger vehicles with a displacement of more than 2.0 or a vehicle price of more than 654.38+0.8 million under my name;
4, monopoly industries, state-owned enterprises (department manager level (inclusive) or above senior management personnel or municipal institutions department manager level or above responsible person. )
5, education, culture, health and other institutions at or above the division level leaders or associate professors or above, as well as civil servants at or above the science and technology level;
6. Persons whose annual after-tax income exceeds RMB 654.38+10,000 yuan and have a fixed residence at the location of China Everbright Bank outlets;