Hello, correct your problem. The People's Bank of China is the administrative organ of the state and the central bank of China, and it is responsible to the central government (local governments have no jurisdiction). It can only issue loans to commercial banks such as workers, farmers and construction companies, but not to any social groups or individuals. As for lending to the government, this is prohibited by the People's Bank of China Law. Therefore, your problem will not exist at all. The most likely reason is that you have confused the Bank of China with the People's Bank of China, so you can do it separately.

2. How much is 10,000 yuan and five cents?

1 10,000 yuan, five points is 500 yuan. When we talk about one point or several points, it is actually the expression of interest rate. Generally speaking, the interest rate of five points, that is, 0.05, is 5% when converted into percentage. We calculate the interest of 1 ten thousand yuan at 5%, that is, 100000.05=500 yuan.

In fact, in China, interest rates are mainly managed by the People's Bank of China, and other banks or individuals have no right to make decisions. The loan interest rates of general banks are based on some benchmark interest rates set by the People's Bank of China, which can fluctuate in actual transactions or loans.

The loan interest rate mainly refers to the ratio of the borrower's interest to the principal within a certain period of time. Loan interest rate mainly refers to the percentage of loan interest, which is generally called interest rate in banks. In China, there are also some private lending transactions (but they must meet the floating interest rate stipulated by the Bank of China), which are called cents, so you borrow 10,000 yuan, and five cents is the interest rate, which is converted into 500 yuan.