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Can I mortgage the parking space?
Parking spaces can be mortgaged. You can apply for a parking space mortgage loan directly from the loan bank. The loan term of parking space loan is generally 1~3 years, and the longest is no more than 5 years. At the same time, it is necessary to provide property mortgage, pledge or third-party guarantee recognized by the loan bank as the loan guarantee condition.

Matters needing attention in purchasing parking spaces

1, define the property rights of parking spaces.

See if the parking space is owned by the developer, that is, whether the developer has ownership. If the purchased parking space and garage can't handle the property right certificate, it means that the parking space and garage can't be sold. If parking spaces are public facilities, developers will not enjoy their ownership, let alone parking spaces in the market.

2. The relevant rules of parking spaces should be written into the contract.

When the buyer signs the pre-sale contract, if the parking space is pre-sold with the house, the buyer and the developer should clearly stipulate the location, parking space number, pre-sale area and pre-sale price of the parking space in the supplementary terms of the pre-sale contract, preferably with a floor plan, and agree on the solution to the difference.

3. Pre-sale parking spaces must obtain pre-sale permits.

Just as developers have to obtain a pre-sale permit to sell a house, so do pre-sale parking spaces. 、

4. You need to pay deed tax and maintenance fund to buy a parking space.

The longest property right of underground parking spaces is 50 years; In some commercial office projects, the property right of parking spaces is 40 years or even shorter. In addition, buying a parking space, like buying a house, also needs to pay deed tax and public maintenance fund.

5. You can't buy a parking space with a provident fund loan.

You can't use provident fund loans to buy parking spaces and garages.

Considering the imperfection of parking space rental and sales in residential areas and the changes of relevant policies in the future, property buyers should pay more attention before buying parking spaces, and know clearly the property rights, use rights and time limit of parking spaces, and whether there are corresponding conditions and restrictions when buying and selling. For example, the parking spaces on the ground cannot be sold, and the greening of the community cannot be crowded. Property buyers should also pay attention.

What is a standard parking space?

The design standard of parking spaces is divided into four grades. For cars with a length of less than 6m and a width of less than1.8m, the distance between cars is not less than 0.5m, and the distance between cars and walls and parking spaces is not less than 0.5m.. If the vehicle length is more than 6 meters and not more than 8 meters, and the vehicle width is more than 1.8 meters and not more than 2.2 meters, the vehicle spacing shall not be less than 0.7 meters.

Standard dimensions of parking spaces:

1, straight parking space size standard: 2.5 meters wide, longer than or equal to 5 meters, the general standard is that 2.5 meters * 5.3 meters is the best standard parking space size.

2. Size standard of inclined parking space: the width is 2.8m, the inclined length is 6m, and the vertical distance between two diagonal lines is still 2.5m..