Even if it is a loan to buy a house, the buyer can get the real estate license, and the time for handling the real estate license will generally be reflected in the purchase contract signed by the buyer. Under normal circumstances, the title certificate should be handled within three months after the delivery of the house, and the purchase of existing houses or second-hand houses should be handled within three months after the signing of the contract. However, for buyers who buy a house by loan, if they apply for mortgage business after buying a house, most banks will go to the real estate bureau to apply for mortgage registration with the real estate license after it is issued.

Different banks have different loan rules. Of course, the time to get the real estate license is different. Some banks voluntarily return the real estate license after mortgage registration, some banks handle it at the request of lenders, and some banks still keep the original real estate license until the loan is paid off, so the time for buyers to get the real estate license is also related to the bank's regulations.

How to apply for real estate license

1, apply for registration

The parties or agents shall submit the application and relevant materials at the office of the real estate registration agency, and if they have identification materials and entrust others to act as agents, they shall also have identification materials and power of attorney; Proof of the source of the house and proof of the reasons for registration; Materials such as housing boundary, space boundary and area; Explanatory materials about the interests of others, etc.

2, real estate registration agencies to accept

If the real estate registration agency considers that the application materials are complete and conform to the statutory form, it shall accept the application and inform the applicant in writing.

3, real estate registration agency inspection

After accepting the application for real estate registration, the real estate registration institution shall also check the following contents:

(1) Whether the identification materials and power of attorney of the applicant and the entrusted agent are consistent with the applicant;

(two) whether the ownership source materials or registration reasons documents are consistent with the contents of the application for registration;

(three) whether the survey results of real estate ownership such as boundary, space boundary and area are complete, whether the ownership is clear, whether the boundary is clear and whether the area is accurate;

(4) Whether the tax payment or payment vouchers stipulated by laws and administrative regulations are complete.

4. On-site inspection and tax payment

The real estate registration agency may conduct on-the-spot inspection (indicate whether it is necessary) on the ownership registration of buildings and structures such as houses, mortgage of projects under construction, loss and cancellation of real estate, etc. You need to pay relevant taxes and public maintenance funds to get the real estate license.

Step 5 register

If the ownership is clear, the real estate registration institution shall record the registered items in the real estate register within 30 working days.

6. Certificate

The real estate registration institution shall fill in and issue the certificate of real estate ownership according to the real estate registration book.