1. The applicant is between 18 and 65 years old and has full capacity for civil conduct. More than 2% of the shares, shareholders need to account for more than 1% of the shares;
2. The business license registration and actual operation time of the enterprise need to be more than 2 years;
3. The enterprise has a good credit record and no bad record;
4. The enterprise can't declare for more than half a year continuously, and there can't be a situation that the late payment fee is not processed.
The application materials of enterprise tax loan are as follows:
1. Identity card;
2. Business license;
3. Enterprise national tax account number and password;
4. Permit for underground users, online banking, U shield, tax control panel and electronic key;
5. Corporate credit investigation;
6. official seal.
Tax loan application process:
1. Log in the national tax account password to understand the tax payment information and credit rating of the enterprise;
2. Select the deposit institution;
3. Open a corporate account;
4. Company visits abroad;
5. The bank records fragmentary requests;
6. After approval;
7. Lending money.
Legal basis: Article 25 of the General Principles of Loans
If a borrower needs a loan, it shall apply directly to the agency of the host bank or other banks.
article 27
after accepting the borrower's application, the lender shall investigate the borrower's credit rating and the legality, safety and profitability of the loan, verify the collateral, pledge and guarantor, and determine the risk of the loan.
Article 29
All loans shall be signed by the lender and the borrower. The loan contract shall stipulate the loan type, loan purpose, amount, interest rate, loan term, repayment method, the rights and obligations of the borrower and the lender, the liability for breach of contract and other matters that both parties think need to be agreed.