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The lesson that all wages are used to pay off the mortgage.
In a super big city like Beijing, the house has become a major event that has to be paid attention to.

After graduation, I entered a public institution and lived in a simple room.

This simple room is a color steel room, similar to a simple iron room at the gate.

It is colder than outside in winter and hotter than outside in summer.

I have endured it for more than three years, and I really can't stand it.

Plus, I was going to get married, and my girlfriend and I saved some money.

So I'm thinking about buying a house.

Act now and look around.

Finally did it.

The total price is 3 million, the down payment is more than 6.5438+0 million, the loan is 2 million, and the monthly payment is almost 6.5438+0 million.

At that time, I thought it was nothing. After all, two people went to work.

Later, catching up with the epidemic situation, the unit benefit became worse and worse.

I'm on tenterhooks every day, worrying that my salary won't come out.

Looking back now, buying a house still needs to consider the current and future economic strength and economic expectations.

One step depends on three steps, five steps depends on five steps.

As an experienced person, I would like to remind the post-waves that they should think twice before acting.

Just like playing chess, think clearly before the game and look forward after it.

The biggest lesson of all the wages used to repay the mortgage is to worry about the uncertainty of the future.

……

2021September 10

Yu Beijing Haidian Sun Room