Description:

1. Online loans and mortgages belong to different loan types, and banks will comprehensively consider multiple factors when approving mortgages, and past online loan records are not one of the main determinants.

2. Paying off the online loan in advance means that you have good repayment ability and credit history, which usually has a positive impact on your credit score.

3. Banks pay more attention to your income, the matching degree between loan amount and repayment ability, personal assets, etc. As long as the relevant requirements are met, the online loan history has little impact on the mortgage application.

Summary:

In the past, paying off online loans in advance had no direct negative impact on your mortgage application. However, please remember that banks will comprehensively consider multiple factors when approving mortgages, including credit history, income, liabilities and so on. Ensuring that you meet the requirements of the bank, have a stable income and a good credit record will help improve the probability of successful mortgage application.

Extended data:

If you need more detailed information or guidance, it is recommended to consult local banks or financial institutions, who can provide personalized advice according to your specific situation.