Whether you will go to jail or not depends on the actual situation of the case. Anyone suspected of lending money shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan. If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan. Personal loans of more than 50,000 yuan are "huge".
Referring to Article 10 of the Decision of the NPC Standing Committee on Punishing Crimes against Financial Order, in any of the following circumstances, a bank or other financial institution that lends in large quantities for the purpose of illegal possession shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan;
If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years and confiscation of property:
(a) fabricating false reasons such as introducing funds and projects;
(two) the use of false economic contracts;
(3) using false documents;
(four) the use of false proof of property rights as a guarantee;
(5) Loans in other ways.
Referring to Article 4 of the Supreme People's Court's Interpretation on Several Issues Concerning the Specific Application of Law in the Trial of Cases, individuals who borrow more than 6,543,800 yuan belong to "a large amount"; Personal loans of more than 50,000 yuan are "huge"; Personal loans of more than 200,000 yuan are "extremely huge".
Extended data:
Refer to the Supreme People's Court's Interpretation on Several Issues Concerning the Specific Application of Law in the Trial of Cases.
Article 4. According to the provisions of Article 10 of the Decision, a large amount of loans to banks or other financial institutions for the purpose of illegal possession constitutes a loan crime. "Other serious circumstances" as stipulated in Article 10 of the Decision refers to:
(1) paying a large amount of bribes to the staff of a bank or financial institution in order to defraud loans;
(two) squandering loans, or using loans for illegal activities, resulting in loans that cannot be repaid when they expire;
(three) concealing the whereabouts of the loan and refusing to repay it after the expiration of the loan period;
(four) to apply for a loan by providing false guarantee, and refuse to repay it after the expiration of the loan period;
(five) to apply for a loan in the name of others, and refuse to repay the loan after the expiration of the loan period.