Legal analysis: it is not illegal to conceal a married house, but it is generally impossible to conceal success. Buying a house requires a marriage certificate or a single certificate, and buying a house in the name of an individual also requires a marriage certificate. When making a loan, the bank will also conduct a corresponding audit. Even if a married person borrows money in the name of one party, the income of both husband and wife will be evaluated.

Legal basis: Article 25 of the General Principles of Loans. If the borrower needs a loan, he should apply directly to the host bank or the agent bank of other banks. The borrower shall fill in the loan application, including the loan amount, loan purpose, repayment ability and repayment method, and provide the following information:

1. Basic information of the borrower and guarantor;

Two, the financial report of the previous year approved by the financial department or accounting firm, and the previous financial report before applying for a loan;

Three, the original unreasonable occupation of loans to correct the situation;

4. List of collateral and pledge, as well as the certificate that the person who has the right to dispose of the collateral and pledge agrees to guarantee, and the relevant documents that the guarantor agrees to guarantee intention;

Verb (abbreviation of verb) project proposal and feasibility report;

Other relevant information deemed necessary by the lender.