1. Although it is the repayment date, it is not the specific time for repayment deduction. For example, the specific date of deduction is the 20th of each month 17, and the time for you to check the bank account balance is the 20th, but before 17.

2. There is something wrong with the banking system, and the deduction is delayed.

3. If it is a personal housing loan, the first deduction of the loan needs to expire. If it is less than one month, the corresponding repayment date of the current month will not be deducted, and it will be postponed to the corresponding repayment date of next month for one-time deduction.

(The first deduction is the total repayment amount from the loan date to the repayment date of next month, so it will be more than the subsequent monthly payment).

For example, the loan date is 65438+ 10 month 10:

1. If the monthly payment deduction date is 15, the first deduction date is February15;

2. If the monthly payment deduction date is 5th of each month, the first deduction date is 5th of March.

You can consult the customer service of the bank or the loan officer who gave you a loan at that time to avoid deducting money on time. If the bank doesn't know, it may affect your credit history.

Hope to adopt! ! !