The wife can prove that she did not know the debt, did not sign the relevant creditor's rights documents, and did not ratify the debt afterwards. At this time, if the debt really belongs to the husband who conceals the debt borrowed by his wife, and it is not used in family life, the law will generally not let the wife bear the responsibility for repayment. In this case, his wife can rest assured because there have been similar cases.
The wife is proving that her husband's money is for his personal use, not for family life. If it is proved to be successful, it will not be liable for repayment, thus achieving the purpose of self-protection. A wife can protect herself by proving that the debt belongs to her husband's gambling debts and other illegal debts. According to the law of our country, gambling debts are not protected by law, so the wife naturally does not have to bear the repayment obligation for her husband.
How to avoid debt?
1. Reasonably plan and control expenditure: make a budget plan, reasonably arrange monthly expenditure, and allocate funds to necessary living expenses, repayment of loans, savings, etc. To avoid overspending.
2. Use credit cards with caution: Develop a good habit of using credit cards, try to avoid spending beyond your repayment ability, and pay off credit card debts in full and on time.
3. Avoid excessive borrowing: When considering applying for a loan, carefully evaluate your repayment ability and don't exceed the burden you can bear.
4. Savings planning: Plan the savings plan reasonably, and use part of the income for emergency reserve or investment to deal with emergencies and avoid borrowing from no source in case of emergency.
5. Increase the source of income: strive to improve your income level, and increase the source of income by improving your personal ability and finding a sideline.
The above contents refer to Baidu Encyclopedia-Wedding Smoke Law.