1. Contact Renren Loan as soon as possible: immediately contact the lending institution of Renren Loan to inform you of your situation and explain your repayment plan. They may offer some solutions or flexible repayment arrangements.

2. Understand the overdue fees: ask everyone about the details of the overdue fees and confirm whether it is necessary to pay fines or other extra fees. This will ensure that you have an accurate understanding of the repayment amount.

3. Arrange the repayment plan: discuss with you to make a reasonable repayment plan. Try to put forward the repayment amount and time limit that you can bear according to your own economic situation. This will show your sincerity and increase the possibility of reaching an understanding with the lending institution.

4. Keep communicating and fulfill the promise: During the repayment period, keep communicating with everyone and complete the repayment plan on time. If you can't repay on time, get in touch with them in advance, explain the situation and see if you can renegotiate the repayment arrangement.

Summary:

Overdue repayment is a common problem, but you can improve this situation by actively communicating with lending institutions, making reasonable repayment plans and fulfilling your commitments, and finally solve the loan problem.

Extended data:

Overdue repayment may lead to additional expenses and negative impact on credit history. Therefore, it is very important to communicate with lending institutions in time. In the future, I suggest you read the terms of the contract carefully and make sure you know all the repayment conditions before borrowing. This will help you plan your financial situation and avoid similar problems from happening again.