Supply chain loan refers to a financing method that banks can master the management level of supply chain and the credit strength of core enterprises through the review of the whole supply chain, and provide flexible financial products and services to their core enterprises and upstream and downstream enterprises. Belong to lending

Supply chain loan service is different from traditional bank wealth management products. Its innovation lies in grasping the stable supply chain of large-scale high-quality enterprises, designing products around enterprises with standardized upstream and downstream operations, good credit standing, stable sales channels and sufficient repayment funds, and selecting qualified upstream and downstream enterprises as the financing targets of commercial banks centered on large core enterprises.

This kind of business not only breaks through the traditional rating credit requirements of commercial banks, but also does not need to provide additional mortgage guarantee, effectively solving the financing problem of SMEs.