First look up at the XXXXXX branch/unit, then introduce yourself, explain the reason and purpose of the loan, write down the loan period, whether to repay the principal and interest or equal repayment, make a guarantee to ensure timely repayment, and finally sign and press the fingerprint.

1. Write a eulogy at the beginning of the application, that is, indicate which bank to apply for a loan from;

2. In the text of the application, state your current work unit, professional title, income, loan purpose, loan amount and repayment period. In order to ensure the smooth progress of the loan, if you use your own property as collateral, you should also specify what kind of real estate or movable property to use as collateral;

3. Generally speaking, before approving the loan application, the bank or unit will inquire about the personal information of the applicant, understand his credit standing and confirm whether he has repayment ability. Therefore, in the loan application form, it should be clearly stated that the unit or bank agrees to inquire its own information through the personal credit information system of the People's Bank of China;

4. When specifying the purpose of the loan, it should be specific. For example, I declare that this property is the nth house purchased by family loans (excluding provident fund loans);

Generally speaking, before applying for a loan, the bank will let you open an account in this branch (sub-branch) for the convenience of the lender's repayment. Therefore, in the loan application form, you should indicate that you have opened an account as required by your bank, and indicate the specific account number;

6. Write something similar to a letter of guarantee. That is, to ensure that the loan principal and interest are fully deposited in each repayment period and before the loan maturity date, and to authorize the lender to deduct the loan principal and interest (including overdue interest and penalty interest) from the account on the monthly repayment date and loan maturity date;

7. Changing accounts often happens in life. Therefore, it should be stated in the application that if the repayment account changes, I will provide the new account information in time;

8. Clearly express that I am willing to bear the liability for breach of contract: if the account funds are insufficient and I default on the loan, I accept all legal collection measures of your unit (bank) and voluntarily bear all consequences;

Finally, you need to sign the handprint of the applicant and write down your valid ID card and application date.

How to write an application for personal loan?

If an individual wants to apply for a loan, he needs to apply to the bank. However, in order to get the consent of the bank loan, it is necessary to meet the loan conditions. The following is a sample form for an individual to apply for a loan: I am an employee of _ _ _ _ _ (company), my current position is _ _ _ _ _, and my average monthly income is _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _. I have opened a repayment account (account number _ _ _ _) and deposited it in our bank (branch) as required by your bank, and I promise to deposit the current principal and interest in full before the repayment date of each installment and the loan maturity date, and at the same time authorize the lender to deduct the loan principal and interest (including overdue interest and penalty interest) from this account on the monthly repayment date and the loan maturity date; If I change the repayment account, I will provide the new account information in time; If the account funds are insufficient and the loan is in arrears, I accept all legal collection measures of your unit (bank) and voluntarily bear all consequences. Applicant's (signature, fingerprint) valid ID number: _ _ _ _ Article 13 Determination of loan interest rate: The lender shall determine the interest rate of each loan according to the upper and lower limits of the loan interest rate stipulated by the People's Bank of China, and specify it in the loan contract.

How to write a loan application?

1. Write the loan application in the middle, in a larger font, and then put a top box and write it in the bank.

2. Leave a blank line and start to write the applicant's name, gender, age, ID number and telephone number in turn, describing my assets, including valuable assets such as housing.

3. Then describe my income source, main occupation, annual income, etc.

4. Write another paragraph about the reason for the loan. I promise what income I can use to repay the bank loan. I promise to pay off the interest on time and repay the principal when due to ensure the safety of the bank's funds. Otherwise, I am willing to bear all the consequences and legal responsibilities. Finally, I signed my name in the lower right corner and wrote down the application date.

loan application

At present, the market economy is active, transactions are frequent, and various applications appear frequently. We can express our wishes and requirements by using applications. In order to spare you the headache of writing an application, I have compiled eight loan applications for you below, hoping to help you.

Loan application 1

XXX credit guarantee center:

I used to work in _ _ _ _ _ _ _ _. On _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ In order to expand the scale of operation, better start a business and develop employment, our company applied to Yongdeng County Credit Guarantee Center for a small secured loan of 10,000 yuan (_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

I promise to apply in good faith and accept the investigation of my business, family and income by the staff of your center before the loan. If the loan application is successful.

I will earnestly fulfill the loan contract and relevant regulations and repay the loan on time. Please approve it according to the relevant government policies.

Hereby apply!

Loan applicant: xxx (signature)

Applicant's spouse: xxx (signature)

_ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Loan application 2

Our company and your bank's account-opening enterprise company have reached the intention of entrusted loan and started the project construction. Our company uses its own funds (or special financing funds) to provide start-up funds for its development and construction projects, assist them to complete the project construction and form effective fixed assets. The total amount of entrusted loan funds is RMB10,000.00 Yuan, which will be deposited into the entrusted loan fund account of your bank by stages according to the use plan. The loan term is years, and the loan interest rate is subject to the loan interest rate of the People's Bank of China in the same period and at the same level. I hereby apply to entrust your bank to issue loans on my behalf. Please approve. The specific entrustment matters agreed between our company and your bank are as follows:

1: Assist to recover the loan principal and interest; If the borrower fails to repay the loan within the time limit, your bank has the right to recover the loan within a time limit or notify the borrower to deduct the money from other banks;

2. Responsible for supervising and supervising the borrower's planned use of funds to ensure that the loan funds are earmarked; Assist in supervising the borrower's malicious withdrawal of loan funds before the entrusted loan expires, such as bankruptcy, dissolution, division, merger, lease, transfer and contracting. , and notify our company in time when such behavior is found;

3. Be responsible for keeping the mortgage, pledge and title certificate of the Borrower and the Guarantor (if any) under this Contract;

4. Responsible for supervising and supervising the production and operation of the borrower and the implementation of construction projects;

5. Responsible for urging the borrower to form real and effective fixed assets 60 days before the entrusted loan expires; If the borrower fails to repay the loan on time, your bank and the borrower complete the fixed assets mortgage loan or your bank disposes of the above assets and returns them;

6. Be responsible for withholding and remitting the relevant taxes that should be paid according to national policies;

The applicant hereby solemnly declares that the entrusted funds are our own funds (or special financing funds), and the sources are legal and compliant, and the losses caused by entrusted loans shall be borne by our company. The above information is true, accurate and complete. We hope that your bank will reply as soon as possible after receiving our application for entrusted loan business. After receiving the confirmation receipt from your bank, our company will immediately go to your bank to handle the account opening procedures and related legal documents.

Applicant: (official seal)

Legal representative: (or authorized agent)

Date, year and month

Bank confirmation receipt (opinion):

The company's construction projects comply with the relevant provisions of our entrusted loan, and our bank agrees to handle entrusted loan business for it. After research and decision, we agree to accept the six entrusted matters put forward by your company and will implement them carefully according to the specific contents of the entrusted matters.

After consultation with the bank, it is agreed to operate according to this sample: official seal of the bank:

Enterprise Legal Person (Signature): Signature of President:

Seal of enterprise and signature of agent:

Date, year and month

Loan application 3

Xxxx bank branch:

I was admitted to XXX College on XX, XX, 20th year. I am a student of XX, my ID number is XX, and my graduation date is XX, XX. Due to the financial difficulties of my family, it is difficult to pay my tuition during my school days. In order to successfully complete my studies, I hereby apply to your bank for a national student loan with a loan amount of RMB ××××× (RMB ××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××

I promise: after obtaining the national student loan, I will study hard, make positive progress and successfully complete my studies. And keep the promise to pay off the loan before ×××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××

The detailed contact address of my home is. }

The postal code is "XXX ×××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××

Applicant: ××××××××

* * * * Year * * Month * * Day

Loan application 4

Dear bank and school leaders:

My name is Wang xx, gender: male, Han nationality, and I am a student of Grade 08 1 class majoring in mechatronics in the Department of Electronic Engineering of xxx College. My student number is XXXXXXXX and my ID number is 4127231xxxxxxxx. I entered the school in 20xx with a three-year academic system and will graduate in June 20xx. He lives in Group 8, Dali Village, Jilian Town, Shangshui County, Zhoukou City, Henan Province. He is located in a remote rural area with inconvenient local transportation and extremely underdeveloped economy.

I was born in a poor and backward village. I am a boy who likes reading, loves groups and has a gentle personality. There are four people in my family. My parents have a shallow education and farm at home. Due to years of fatigue, parents are in poor health and agricultural income is low. Therefore, their annual income is very meager. My father is hospitalized with medicine all the year round and can't work. The burden of family suddenly fell on my mother's shoulders. My brother just graduated from college three years ago. Due to lack of experience, I was cheated by hundreds of thousands when I first entered the society, and I haven't paid it back yet. My family has saved money for a year, and most of it has been provided for me to study and my father to see a doctor. My parents have taught me since I was a child that the purpose of learning is to contribute to the country and society in the future, so I need not only rich knowledge, but also good social responsibility and personal moral cultivation.

In August, 20xx, when I received the university admission notice, it was really mixed feelings: I was glad that I could finally enter my dream university; What is worrying is, where does the annual tuition fee of more than 7,000 yuan come from? My parents are running around with my admission notice, borrowing from the east and borrowing from the west. Finally, when I applied for college in September, my parents charged me more than 7,000 yuan in tuition fees. I came to my alma mater with this 7000 yuan tuition fee. In the next two years, I got a national grant of 20xx yuan from the school and got paid through my usual social work. I not only worked hard to complete my college studies, but also enrolled in the self-taught undergraduate course of Henan University of Science and Technology.

But it is really difficult for an ordinary rural family to support a college student's study and living expenses and take care of a patient for a long time. To this end, my family is under great pressure. It's true that my family can't afford to pay for my college education, but I don't want to lose my chance to go to college because I'm poor. I know that this society cannot survive without knowledge and culture. This deep-rooted concept makes me strive to be an all-round development student. Parents are no longer young, frail and sick, and the family situation has not improved. Facing the tuition fee of more than 7,000 yuan per year and the high living expenses in Zhengzhou, the help of relatives and friends is simply a drop in the bucket! In addition to finishing school, taking self-taught exams and taking part in social work, the income from part-time jobs is very limited. However, I still firmly chose this road. I know that any financial difficulties are temporary and can be overcome before I become a successful student. I'm not afraid of difficulties, and I'm not afraid of poverty, so I solemnly apply for a student loan from the school and the Bank of China, which has been supporting poor students to grow up.

University is a relaxed and happy garden, with much easier study and richer life. In the face of rich activities, colorful life and complicated interpersonal relationships, I think the most important thing is to keep a clear and clean heart, whether for entertainment or study. Only by studying independently can we get good grades. University study should be more targeted. The knowledge learned in school, whether teaching or self-study, should lay a solid foundation for future work or further study. It is important to set clear goals for yourself. What is the focus of your life activities? I cherish this learning opportunity very much. Only by studying hard can I be worthy of all those who care about and help me. My parents' excellent style of hard work, kindness, honesty and simplicity deeply influenced me. I believe that only through hard work can I hope to succeed, so I am strict with myself in my study and life. Facing the grim employment situation in China, I deeply realize that only knowledge can change fate, and only hard work can lead to a bright future. I will arm myself with knowledge and make myself a useful person to society. I can get endless pleasure from reading more books. So I have to finish my studies. So I confirmed my family situation to the school, and according to the types of poor students, let me get a national student loan at school to help me finish my studies smoothly.

During my undergraduate study, I am proactive, law-abiding, without any illegal acts, with excellent academic performance, won the advanced individual award, honest and trustworthy, and without any bad behavior; In 20xx, he joined the glorious Youth League of the Chinese Production Party. I hope I can continue my studies in Zhengzhou Institute of Science and Technology, a melting pot of talents, and complete my studies. Getting a student loan will make me focus more on my future study, make achievements as soon as possible, become a talent as soon as possible, and contribute my talents and strength to the country and society as soon as possible.

Student-origin loan is a bank loan led by the government, with financial subsidies, joint compensation from finance and universities, and operated by banks, education administrative departments and universities to help students with financial difficulties pay for tuition, accommodation and living expenses during their college studies. In principle, the maximum per person per academic year is no more than 6000 yuan. The student loan received is a credit loan. Students do not need to apply for loan guarantee or mortgage, but they must promise to repay on time and bear relevant legal responsibilities. The student financial assistance department of the school is responsible for the qualification examination of the national student loan application submitted by the students, and checking the authenticity and completeness of the materials submitted by the students; The bank will finally approve the student's loan application. The student loan is implemented in the form of one application, one credit and installment payment. Banks (or schools) will provide students with living expenses loans every month according to 10. The student loan interest rate shall be implemented in accordance with the interest rate announced by the People's Bank of China and the relevant national interest rate policies. The national student loan interest of the loan students during their school days is all subsidized by the finance, and the interest after graduation is paid in full by the loan students themselves. According to the employment and income after graduation, students choose the time to start repaying the principal within 1-2 years after graduation, and pay off the loan principal and interest within 6 years. If the borrower fails to repay the loan according to the time limit and amount stipulated in the repayment agreement signed with the handling bank, the handling bank will charge interest on the amount of repayment in default, and the lender who seriously breaches the contract will also bear relevant legal responsibilities.

After entering the university, most of the tuition fees were borrowed by relatives and friends. It will be even more difficult for me to pay all my tuition fees this year. In order not to affect my studies because of financial difficulties, and to pay my tuition in full and on time, I specially put forward a student loan to schools and banks. My loan amount is 6000 yuan, and I plan to pay off the principal and interest within 1 year after graduation. My parents also agreed to my loan and agreed to take joint responsibility. After the loan, I promise to fulfill my repayment obligations and repay the principal and interest of the loan on time. After leaving school, I will repay the loan on time as agreed, and I will never break the contract, because I know there are many students in the same situation as me waiting for this loan to pay the tuition! Please trust me with the leaders of banks and schools. I take my personality as a guarantee! I hereby apply and hope to be approved!

I am here to convey

welcome

Loan application 5

Dear bank and school leaders:

I'm xxX, and I'm a student of master class xX in College of Chemical Engineering and Energy. I live in xxx, Hunan, which is located in the remote western mountainous area. The local transportation is inconvenient and the economy is extremely underdeveloped.

In August of XX, when I received the university admission notice, it was really mixed: I was glad that I could finally enter my dream university; What is worrying is where does the annual tuition fee of 3 100 yuan come from? My parents ran around with my admission notice, borrowing from the east and borrowing from the west, but when I applied for college in September, I still owed 600 yuan for tuition. It was the great alma mater who accepted me as a poor student with her tolerant mind. In the next three years, I received a one-time tuition fee remission of 2400 yuan, a Hunan provincial government scholarship of XX yuan and tuition fee remission 1550 yuan, a school scholarship of 500 yuan, a postgraduate entrance examination bonus of 1000 yuan, and an annual scholarship of 500 yuan Normal University. I usually do social work and get paid. Not only did I successfully complete my undergraduate study, but I was also admitted to the prestigious South China University of Technology for a master's degree.

But now, parents are no longer young, frail and sick, and the family situation has not improved. To cope with the annual tuition fee of 8,000 yuan and the high living expenses in Guangzhou, the help of relatives and friends is simply a drop in the bucket! Besides finishing my studies and scientific research, I also take part in social work, and my part-time income is very limited. But I still firmly chose the road of graduate school, because I understand that any economic difficulties are temporary and can be overcome before learning to become a talent. I'm not afraid of difficulties, and I'm not afraid of poverty, so I solemnly apply for a student loan from the school and the Bank of China, which has been supporting poor students to grow up.

During my undergraduate study, I am diligent and studious, law-abiding, without any illegal acts, with excellent academic performance, winning various awards many times, being honest and trustworthy, without any bad behavior; As the president of the Student Union, I worked hard in social work and joined the glorious' China * * * Production Party' in XX. I hope I can continue to make brilliant achievements in the talent melting pot of South China University of Technology. Obtaining a student loan will enable me to devote more energy to my future study and scientific research, make achievements as soon as possible, become a talent as soon as possible, and contribute my intelligence and strength to the country and society as soon as possible.

After leaving school, I must repay the loan on time as agreed, and I will never break the contract, because I know there are many students in the same situation as me waiting for this loan to pay the tuition! Please trust me with the leaders of banks and schools. I take my personality as a guarantee! I hereby apply and hope to be approved!

I am here to convey

Salute!

Applicant: xxx

Date of application:

Loan application 6

Bank of China Branch (Sub-branch):

I am a (unit) employee with an average monthly income of RMB. In order to purchase a set of commercial houses (shops) developed by (the company), the property number is, I hereby apply for a mortgage loan of RMB 10,000.00 Yuan, and agree to mortgage the purchased property to your company (bank) as a guarantee for repaying the loan under the loan contract signed with your company (bank). I agree that your company (bank) can inquire my information through the personal credit information system of the People's Bank of China to understand my credit status. Based on the principle of honesty and trustworthiness, I declare that this property is the first house purchased by family loans (excluding provident fund loans). I have opened a repayment account (account number:) in our bank (branch) as required by your bank, and promised to deposit the current principal and interest in full before the repayment date of each installment and the loan maturity date, and at the same time authorized the lender to deduct the loan principal and interest (including overdue interest and penalty interest) from this account on the monthly repayment date and loan maturity date; If I change the repayment account, I will provide the new account information in time; If the account funds are insufficient and the loan is in arrears, I accept all legal collection measures of your unit (bank) and voluntarily bear all consequences.

I am here to convey

Salute!

Applicant: xx

20xx x month xx day

Loan application 7

I'm XX from Class X of XX Middle School. My family lives in a remote mountain village. There are x people in the family, and the only labor force in the family is mom and dad, but they have been sick. Because there is no culture and capital, we can only make a living by doing coolies and short-term jobs, and we have been living in poverty for more than ten years. When I was a child, four children at home studied together. My parents worked hard day and night to get us all to go to school, but their hard-earned hard-earned money was not enough for our tuition, so we had to borrow it from relatives. It was really hard at that time. My sister dropped out of junior high school and went home to help. My second sister and I graduated from junior high school together and wanted to go to senior high school, but our family really couldn't afford our tuition, so my second sister also gave me the opportunity to go to senior high school and help myself at home (the reason for applying for a loan can be modified according to the situation here).

My family only has about XX acres of paddy fields, and the rice harvested every year can only barely provide for home use. My family's economic source depends on that little star anise and cassava. Therefore, the annual income of the whole family is only about XXXX yuan, except for debt repayment and daily expenses, there is little left. So tuition has been bothering us. But for the future, I must study and go to college.

In order to finish my studies and realize my college dream, I really hope to get your help. I will try my best to realize my dream. Thank you!

I am here to convey

welcome

Applicant: XX

Loan application 8

Dear leaders of municipal party committee and municipal government:

My name is xxx. I grew up in the mountains and was born in the countryside. I graduated from Hengyang Normal University with a major in Chinese language and literature. After graduating in 20xx, I have been unemployed for various reasons. It is extremely sad to recall the hardships of study, the pain of job hunting and the confusion of development prospects. However, mountainous areas and poor rural areas have cultivated my tenacity, openness and pursuit of Excellence.

The preferential policies of the party and the state to encourage college students to start their own businesses, the severe financial crisis and the employment situation, I chose to start my own business. I have been running in Jiangsu, Zhuhai in the south, Chongqing in the west and Liaoning in the north. I have been looking for entrepreneurship and now I have moved to Zhuzhou to start a new business. I have accumulated some entrepreneurial experience and ideas in my personal social practice. However, the funding problem has now become the bottleneck for many entrepreneurs like me. I thought about borrowing it from relatives and friends at home, but there was almost no news because the countryside was really poor. And my parents have been heavily in debt since I finished college, and they are helpless in the face of the embattled family situation.

Do you want to go back to farming in barren hills and work in factories because of financial problems? Give it up. However, looking at the past rural development and looking forward to the fast lane of social development, I can't give up the idea of changing myself and Dashan's fate with my own knowledge and efforts, because I am at least a college student now, a young man who should bear social responsibility. With expectation and selfishness, the applicant and the relevant government departments can give me 250,000 yuan of venture loan funds, and I will repay them on time and according to the amount. I sincerely hope that the leaders will give me consideration.

I am here to convey

welcome

I wish all leaders happy work and good health!

Applicant: xxx

20xx65438+1October 8th

How to write the loan application?

loan application

Bank of China Branch (Sub-branch):

I am an employee of (company), currently working in XXXXXXXX, with an average monthly income of XXXXXXXX yuan. A set of commercial housing (shop) developed for the purchase of (the company), with the property number of XXXXXXXXXX. I hereby apply to you for a mortgage loan of XXXXX million yuan with a term of XX years, and agree to mortgage the purchased property to your company (bank) as repayment of the loan contract signed with your company (bank).

I agree that your company (bank) can inquire my information through the personal credit information system of the People's Bank of China to understand my credit status. Based on the principle of honesty and trustworthiness, I declare that this property is the first property purchased by family loans (excluding provident fund loans).

I have opened a repayment account (accountNo. XX) in our bank (branch) as required by your bank, and I promise to deposit the current principal and interest in full before the repayment date of each installment and the loan maturity date, and at the same time authorize the lender to deduct the loan principal and interest (including overdue interest and penalty interest) from this account on the monthly repayment date and the loan maturity date.

If I change the repayment account, I will provide the new account information in time; If the account funds are insufficient and the loan is in arrears, I accept all legal collection measures of your unit (bank) and voluntarily bear all consequences.

Applicant (signature and fingerprint): XXX

Valid ID number: XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX

Applicant: XXX

Time: XXXX, xx, xx, xx, xx.