Venture loans need to go to the bank. Small and micro enterprises and self-employed households can apply for venture loans. Users can apply through online banking and mobile banking, or they can go directly to the offline outlets of banks to consult how to apply for business loans. Generally speaking, enterprises can only apply for venture loans if they have sustained and stable operation, good operating efficiency and fixed business premises.

And for users, it is best to have real estate to mortgage, so that the risk of bank lending will be reduced and users can apply for a higher amount.

Second, where do Jinan university students need to apply for business loans, what documents and conditions are needed?

First, the applicant applies for a loan from the community labor security service center or the township labor security station where the business is started. Secondly, the borrower fills in the relevant application form. Thirdly, the labor and social security institutions will conduct a preliminary examination, and those who pass the preliminary examination will be recommended to the guarantee institutions at or above the county level. Then, please review, the review items mainly include the applicant's qualifications and re-employment projects, and issue the "Review Opinions on Small Guaranteed Loan Projects for Promoting Employment". Finally, the applicant applies for a loan from a commercial bank with the above information, which will be reviewed by the commercial bank and procedures. Provide loans to applicants who pass the examination.

3. Which department should college students apply for business loans?

Spread out completely

Every place is different. I don't know where you registered your company. I am from Wuhan, where the entrepreneurship policy for college students has just been introduced. College graduates with household registration in this city can apply for individuals with a maximum amount of 50,000 yuan for two years, provided that they are registered in the name of a limited liability company. If you start a business in partnership, you can apply for a maximum of 6.5438+0.5 million yuan. However, since the policy has just been issued, there are still many difficulties in actual implementation, such as how to determine your application qualification has not been specified in detail, and many banks do not do this business, and only a few local banks do this business.

4. Where can I apply for the business start-up subsidy?

(1): application conditions

1: Persons who meet the requirements of business start-up subsidy can apply to the human resources and social security center of the street (town) where their household registration is located with the industrial and commercial and tax registration certificate and ID card. To establish a company, apply to the district (city) employment service center where the household registration is located.

2 registered unemployed people engaged in self-employment, after obtaining the business license and tax registration certificate, can apply for business subsidies and small secured loans. At present, the subsidy standard for starting a business is 5000 yuan. The maximum loan amount is 6,543,800 yuan+0.5 million yuan; The first loan to engage in low-profit projects will be fully subsidized by the government.

3. Obtain a business license in accordance with the law, have been in normal operation for more than 6 months, have been registered for less than 3 years (the month when the application is accepted 1 day), have absorbed more than 1 person of urban and rural workers, and pay social insurance premiums as required.

4. As the legal representative (principal) of the startup enterprise, the change of the legal representative of the startup enterprise is not included in the declaration scope.

(2) Application materials

1: written application report for one-time start-up expense subsidy funds.

2. A copy of the applicant's ID card, employment and entrepreneurship certificate (employment and unemployment registration certificate) and relevant identification certificates.

3. A copy of the business license or other registration certificate.

Finally, first go to the labor and social security departments for entrepreneurship training, and then they will guide you to handle it.