With the rapid development of society and the improvement of economic level, houses are just needed for people nowadays. Although new properties are opened every year, many people will choose second-hand houses, so there will be fees for buying and selling second-hand houses. Then who should bear the transfer fees arising from the sale of second-hand houses?

Who will bear the cost of second-hand housing transfer?

The deed tax of 1. shall be borne by the buyer, and the only house below 90 square meters shall be charged at 1% of the house price, and more than 90% shall be charged at 1.5%;

2. Individual income tax shall be borne by the seller. Personal income tax may be exempted if the date of the seller's house to the real estate license exceeds 5 years and it is the only house. Less than 5 years, you need to pay 20% of the two transactions;

3. The production cost and property right registration fee shall be borne by the buyer.

In the process of buying and selling most houses, the expenses are generally paid by the buyer. If the seller bears the transfer fee, the corresponding house price will be slightly higher, and if the buyer bears it, the house price will be lower. So from this perspective, the buyer's commitment is reasonable. Affected by the supply of second-hand housing, the seller is dominant, and the seller usually passes the tax on to the buyer.

What are the procedures for the transfer of second-hand houses?

1. Sign the sales contract, sign the contract after reaching the transaction intention, pay the deposit to the third party, that is, our intermediary, and the seller will hand over the real estate license to the intermediary;

2. When making rounds, the intermediary will go to the real estate center to make rounds with the real estate license, confirm the property rights, and keep the rounds; After confirmation, the intermediary handed over the house purchase deposit to the seller.

3. The buyer applies for a mortgage, the intermediary helps to buy a house, and applies for a mortgage loan in the bank. After the bank reviews, it will sign a letter of commitment.

4. The buyer and the seller sign a guarantee agreement to pay the down payment for the house purchase, and the seller provides the real estate license to assist the buyer in the transfer and pay the related expenses.

5. The buyer applies for a mortgage loan from the bank, and the loan goes directly to the seller's account, so the transaction is completed.

It is particularly important to note that when we transfer the ownership, the relevant documents should be prepared completely, which will make the processing speed much faster. The above is the second-hand housing transfer fees who will bear, the process of housing sale.